Upload a photo of your antique or collectible. Get a replacement-value report with comparable auction sales — in minutes, not weeks.
From $2.99 · Instant download · No appointment needed
Most people don't discover the gap until they file a claim.
Standard homeowners insurance typically limits coverage for antiques and collectibles to $1,500–$2,500 per item. A Wedgwood vase worth $800 is covered; a Tiffany lamp worth $4,000 is not — without a scheduled rider.
To schedule an item on a personal articles policy or floater, insurers require a written appraisal showing replacement value, item description, and condition. Without it, coverage cannot be extended.
An antique appraised at $600 five years ago may be worth $1,400 today. If your insurer still has the old figure on file and you have a claim, you will be paid the lower amount.
Appraizely gives you documentation your insurer will actually accept — in minutes, not weeks.
Your insurer cares about one of these. Most people track the wrong one.
What a willing buyer would pay a willing seller at auction today. Lower because it assumes a negotiated private or auction sale.
The cost to replace the same item at today's retail or specialist dealer prices. Higher because it includes sourcing difficulty and retail markup.
Appraizely reports clearly state replacement value — the figure your insurer needs.
No appointment. No waiting. No jargon.
Take a clear photo of your item — front and back if possible. Our AI reads the image to identify maker, period, materials, and condition without guessing.
Works with any smartphone photo
We cross-reference 5 million+ real auction records from Christie's, Sotheby's, Heritage Auctions, Bonhams, and more to establish a defensible replacement value range.
Actual sold prices, not asking prices
You get a dated, printable PDF with item description, condition notes, comparable sales, and replacement value range — ready to send directly to your insurer or agent.
Instant download, no waiting
From $2.99 · Full PDF · Ready in minutes
Everything your insurer needs in one document.
From a single inherited piece to an entire collection.
You inherited furniture, china, jewelry, or art and need documentation before adding it to your homeowners policy. A photo and 10 minutes is all it takes.
You acquire new pieces regularly and need to keep your scheduled rider up to date. Appraizely makes it fast enough to document every new addition.
You have items around the house you have never formally valued. You want to know whether your current coverage is adequate before anything happens.
My insurance agent kept asking for written documentation of replacement value for my Hummel collection. I had no idea how to get that without hiring a professional appraiser. Appraizely gave me a PDF in about 20 minutes. My agent accepted it, no questions asked.
After my mother passed, I ended up with six pieces of Wedgwood and three Victorian paintings. I needed appraisals to add them to my policy. Appraizely was faster and cheaper than a professional visit, and the PDF report looked completely professional.
I buy at estate sales regularly and always struggled to keep my insurance up to date. Now I do an Appraizely report for each new piece the same day I get home. My insurer gets the PDF by email and the item is on my policy within 24 hours.
Upload a photo. Get a replacement-value PDF in minutes — ready to send to your insurer.
Start My Report →From $2.99 · Instant PDF download · No appointment needed